Agape Insurance Brokers
Integrity, Experience & Professional

About Us

Integrity, Servive & Commitment

Richard Cheng


He is the principal of the brokerage with more than 20 years of experience in the insurance business that started in 1989. Fresh out of college with a passion to serve people, he started his career in the field as a financial adviser with Equitable Life Assurance. In the last two decades, his experience in the industry included:

        Director of Marketing -  Mutual of New York
        Dir. of Asian Marketing - Allianz life of N.  America

        AVP of Asian Region - NYL's international operation

        Regional Head of Sales & Mktg, Standard Life of UK

        Sr.  Consultant,  Chairman of China Pacific Ins. Group


He also holds an Executive MBA (2001) from Northwestern University's Kellogg School of Management. With all the experience he gained in corporate and sales through the years, his desire for entrepreneurship finally helped him in his decision  to open this visionary brokerage in the city of Fremont, California.

He also holds the following professional licenses for:

  • Life, health and disability insurance
  • Personal lines of property & casualty insurance
  • Commercial lines of property & casualty insurance
  • Securities licenses for 6 and 63
  • Long Term Care insurance
  • Fixed and Variable Annuities
  • Investments

His areas of specialty include:

  • Tax shelters
  • Estate planning
  • Business Continuation plans
  • Disability Income protection
On the property & casualty side of the business:

  • Auto and home insurance - standard and non standard
  • Commercial insurance
  • Business insurance
  • Professional Liability

Richard is an active member of the local community which makes him a specialist for the city of Fremont and surrounding Bay Area cities. In his spare time, he loves to spend time with his beloved wife by going on vacation to refresh his mind and to get ready for new challenges when he returns.

Other Associates & Partners of the team include:

Certified Public Accountant
Registered Investment Advisors
Financial Planners
Enrolled Agents

We are a team of professionals specializing  in different aspects of the financial market.
Each of us have at least a decade of experience in our respective field of expertise. As proud professionals, we are dedicated to doing only what is right for our client. We know that sales is a by-product of our effort to help each client.

Most of our clients come from referrals by happy returning clients. Given the opportunity to serve you, it will be our honor. We look forward to speaking with you soon.
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